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10 Cheapest Cities To Retire In India

India has many cities that offer low-cost living, quality healthcare, and a peaceful lifestyle post-retirement. So, whether you wish to live by the coast or settle in a culturally rich town, these are the cheapest cities to retire in India.

by Tashika Tyagi
10 Cheapest Cities To Retire In India

Retirement marks the beginning of a whole new chapter of your life! After years of long hours at work, you finally have some time to enjoy peace and pursue things that make your heart happy. To ensure that you don’t stretch your savings to enjoy your life post-retirement, we have listed out the 10 cheapest cities to retire in India. These cities are well-connected to major cities and promise a relaxed pace of life at a fraction of the cost of living in bigger metros.

10 Cheapest Cities In India That Are Perfect For Retirement

1. Chandigarh

Chandigarh
Image Courtesy: Canva Pro/Andrey X.

Chandigarh, in fact, the entire Tri-city area (Chandigarh, Panchkula, and Mohali) is considered ideal for post-retirement relocation. The city is well-planned, has a fairly decent urban infrastructure, wide roads, clean air, amazing food, healthcare, and most importantly–cheaper housing options than most metropolitan cities.

Also Read: “It Was Very Difficult,” Major Gaurav Arya About Transitioning Into Normal Life After Retirement

2. Pune

With pleasant weather, excellent healthcare, many gated communities, and senior living projects, Pune is one of the best cities in India to retire. While the main city is fairly expensive, as compared to other tier 2 cities, one can plan to live in quieter and much cheaper neighbourhoods like Pimpri-Chinchwad, Talegaon, Wagholi, and Lonavala.

3. Rishikesh

Rishikesh
Image Courtesy: Canva Pro/rajatk

If you’re looking for a spiritual town with a rich cultural heritage to retire, then Rishikesh is an amazing option. This is also one of the cheapest cities in India to retire. People can enjoy spiritual settings, Ganga aartis, yoga centres, scenic views, and delicious food without burning a hole in their wallets. The place is ideal for those seeking a spiritual or wellness-focused retirement. Alternatively, Dehradun is a great option to settle in after retirement.

4. Nagpur

Offering a mix of urban life and nature, Nagpur is another amazing yet cheap city to retire in India. With average rent much lower than Mumbai and even Pune’s main city, this Maharashtrian city has growing medical facilities and a great location that allows easy access to major regions. So, if you don’t wish to burn a hole in your savings post-retirement, then this is one of your best bets!

Also Read: 10 Income Tax-Free Countries That Most NRIs Consider Moving To

5. Jaipur

Cheapest Cities Retire India
Image Courtesy: Canva Pro/Dhruv Khichi

If you’re someone who enjoys history, art, and a slower pace of life, then look no further and plan your retirement in Jaipur! The city offers affordable real estate, good healthcare, rich culture, and mouth-watering food with much lower utility and transport costs compared to metros, making it one of the best and cheapest cities to retire in India.

6. Kochi

Kochi
Image Courtesy: Canva Pro/pinboke-oyaji

If you are seeking coastal charm, a slow-paced lifestyle, great healthcare, and a reasonable cost of living after retirement, then Kochi is a good choice for you. This beautiful city in Kerala offers access to Ayurveda and modern medicine, along with peace of mind. The best bit? It is one of the cheapest cities to retire in India!

7. Bhubaneswar

With temples, beaches, and greenery, Bhubaneswar has it all and more! This culturally rich city in Odisha has much cheaper housing, food, and healthcare facilities, making it ideal for retirement. It is well-connected to major metro cities and has a decent infrastructure as well.

Also Read: Maharashtra Doctor Shares Post About His Dad Retiring From Kirana Shop After 33 Yrs; Netizens Touched

8. Coimbatore

Coimbatore
Image Courtesy: Wikimedia Commons

The ‘Manchester of South India’, Coimbatore, is known for textile mills, engineering goods, and jewellery manufacturing. It is, however, also an excellent and cheap city to retire to in India. With its amazing hospital infrastructure, low cost of living, and rich cultural heritage, the city is perfect for retirees seeking a mix of urban convenience and traditional charm.

9. Mysuru

Clean, green, peaceful, pleasant weather, and most importantly, low cost of living–Mysuru has it all! This calm, heritage-filled city in Karnataka has good infrastructure, budget-friendly housing and easy accessibility to domestic help, making it a cheap yet incredible city to retire in India.

10. Indore

If you enjoy urban comforts but need a clean and less chaotic environment after retirement that is cheap, then Indore checks all the boxes on the list! Offering inexpensive food and rent, it is one of the cleanest cities in India and has low living expenses with a fairly well-balanced climate.

Also Read: Kolkata: Civil Servant Shares Picture Of A Train-Themed Gate In A Retired Railway Employee’s House

Which of these cities do you feel is perfect for retirement?

Cover Image Courtesy: Canva Pro/Anastasia Shuraeva

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First Published: June 25, 2025 11:00 AM