Travelling amid the pandemic has taught us many things. However, one major thing that we have learned is the importance of having travel insurance. Travel insurance, which was once an option, has become a necessity. Especially amid the pandemic, several countries have made travel insurance one of their must-have documents. And if you are still not convinced, then here are five reasons why insurance is super important. Read on for all the details.
1. Covers Meal Cost For Flight Delays
Covid or not, flight delays are a common thing, and as a traveller, you have to be prepared for it. And to be prepared you must have travel insurance. If your flight is delayed for more than six hours, the insurance takes care of the amount spent on meals, refreshments, etc. Submit the bills for the claim, and you’ll get the reimbursement.
2. Bears The Cost For Arranging A New Passport Or Other Documents
If you are in an unknown country, due to unforeseen circumstances, lose your passport, then your travel insurance will bear the cost involved in getting a new passport made. The company will reimburse the costs incurred in obtaining a duplicate or fresh passport.
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3. Covers Personal Accident Cost And Hospital Bills
While travelling, if you get injured, hospitalised, or unfortunately, someone has an accidental death, the insurance company pays compensation, covers your medical bills, and ensures that you don’t stress much about the money. Some plans also offer services like medical evacuation or air ambulance etc. and allow treatment to be finished in one’s home country after their return.
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4. Helps With Loss/Delay Of Check-in Luggage
If for some reason, your check-in luggage is misplaced at the airport, you can claim a reimbursement for the same from the insurance company. Having travel insurance will not only let you travel stress-free but will also make sure that your luggage is always protected.
At a time when travel is still very uncertain, an insurance is a must to cover expenses for flight delays and more!