Since every sector in India is going cashless these days, how could the Delhi Metro Rail Corporation (DMRC) stay behind? The DMRC is also going towards cashless road. It has integrated BharatQR in station’s ticket counters so that customers can recharge their smart cards or get tokens even without money.
What Is It
DMRC launched this cashless mode of transaction at Rajiv Chowk metro station. With this facility, the metro commuters will now be able to use the Bharat QR (Quick Response) Code, which is being provided by several banks, displayed at the token counters, customer care centres of the stations through their respective bank’s application installed in their smartphones.
The Bharat QR Code was launched by the Union Government in a bid to promote cashless transactions and this code works with all major banks in India. It is a form of a bar code that uses the bank’s information (merchant name and account number) required for the payment.
Available At 5 Stations
Currently, this digital facility is available at five metro stations of DMRC routes namely, Rajiv Chowk, Rajendra Place, Seelampur, Pitampura and Nehru Place only. Subsequently, the facility will be introduced in a phased manner at other metro stations as well. All bank wallets and savings account holders can make payments using BharatQR by logging into their bank application and scanning the QR code available at metro stations.
Banks Providing BharatQR
The important thing to note is that only banks which has Bharat QR integration will support the payment feature. It includes Axis Bank, Bank of Baroda, Bank of India, Citi Union Bank, DCB, Karur Vysya Bank, HDFC Bank, ICICI Bank, IDBI Bank, RBL Bank, State Bank of India, Union Bank of India, Vijaya Bank and Yes Bank.
Also read: Delhi Metro Is All Set To Run 100% On Solar Power
Procedure To Use Bharat QR Code
- Login to your bank application and select to pay using the QR code option.
- You will then need to scan the QR code displayed at token counter or customer care at the station to get the merchant (DMRC) details.
- Enter the amount (for the desired token value/smart card recharge value) and confirm.
- The transaction will be authenticated using the PIN/OTP details etc. Both the merchant as well as the customers will receive instant notification after the successful transaction.
- If you are using Bharat QR for the first time, you will need to grant the App to access the camera on your phone
To promote cashless transactions, DMRC had taken many initiatives in the past like the smart card recharge or token sale facility at the TVMs through Credit or Debit cards was also introduced at stations.